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HFA Preferred With Mortgage Insurance (MI)

  • Conventional mortgage loan financing requiring private mortgage insurance for a loan-to-value (LTV) above 80%

  • Maximum LTV = 97% or as approved by DU or LP*

  • No first-time homebuyer requirement

  • Your total annual family income must be at or below the WCDA income limits for this program

  • No purchase price limit

  • You must be purchasing a home on six (6) acres or less

  • Minimum of 620 FICO, or per DU/PR

  • Maximum 30 year term

  • Maximum loan amount: $424,100

  • Eligible for limited cash out refinancing


*DU (Desktop Underwriter) is an automated underwriting systems used by Fannie Mae and may require higher credit scores or higher down payment than the minimum depending on each individual borrower's situation.

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Closed August 21, 2017 for Solar Eclipse

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