So you are interested in purchasing a house?  There are several things you will need to investigate before you start ordering a moving van.  Due to the financial responsibility of a home loan be prepared to do some research before committing on doing anything drastic.

The first step is to consider getting some formal Homebuyer Education to learn all the details of the home buying experience your friends and family may not have told you about.

The next step is choosing what kind and type of loans are available to you.  There are lots of variables so be sure to ask questions.

WCDA offers several different types of loans, but not everyone is eligible to get them.  WCDA's mission is to Finance Affordable Housing in Wyoming, so if you are in the market for large acreage estates or million dollar mansions you may have to look elsewhere.

So what kind of Homebuyer Programs does the WCDA offer? 

As you will see from the link above we have more than one loan program so be sure to read about each one to find the one that best suits your needs.  Be aware that due to the different rules that we have to follow in order to offer these loans the income limits and purchase price limits may not always be the same.

Regardless of which loan you are interested in the most common question that always comes up is:

How exactly do I apply for a WCDA loan? 

From this link you will learn that WCDA does not compete with your local bank, we work in conjunction WITH your bank.  This way you will already be dealing with people that you know.  The banks that work with us are called Participating Lenders (see link for a listing).  You can go to any one of them and ask about WCDA loans.  They will walk you through the steps.

An important thing to remember is if you ever have any questions do not hesitate to ask them.

Follow this link for additional information for new and current homebuyers.