DISCLOSURE REPORTS

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All information contained herein is obtained from sources believed to be accurate and reliable. Refer to the Official Statement and operative documents of each series for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, however, such information is provided “as is” and without warranty of any kind and, in particular, no representation or warranty, expressed or implied, is made nor to be inferred as the accuracy, timeliness or completeness, of any such information. Under no circumstances shall WYOMING COMMUNITY DEVELOPMENT AUTHORITY have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (neglect or otherwise) or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating, or delivering any such information, or (b) any direct, indirect, special, consequential or incidental damages whatsoever, even if WYOMING COMMUNITY DEVELOPMENT AUTHORITY is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information.

THIS IS NOT AN OFFERING DOCUMENT

The following information relates to bond issues of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY that has been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the following information acknowledges that ( i ) the WYOMING COMMUNITY DEVELOPMENT AUTHORITY is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, ( ii ) this information is not to be constructed as any description of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY or its programs in conjunction with any offering of bonds or securities of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY, such offerings are only made pursuant to the appropriate official statements of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY nor shall anyone assume from the availability of the following information that the affairs of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY (or its programs) have not changed since the date of this information, ( iii ) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the WYOMING COMMUNITY DEVELOPMENT AUTHORITY by anyone in any jurisdiction and ( iv ) the WYOMING COMMUNITY DEVELOPMENT AUTHORITY does not hereby obligate itself in any manner to periodically or otherwise update this information.

The WCDA raises capital for the mortgages it provides by selling mortgage revenue bonds to investors. Since the interest paid to bond holders is exempt from federal income tax, investors accept a lower rate of return. The WCDA passes these savings on to homebuyers by providing mortgages at below-market interest rates. The homebuyer’s mortgage payments repay the bonds.

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